Retirement Savings Plan
Are you saving enough money for your retirement? Are you doing it the right way and in the right kind of tax deferred accounts? Should you use traditional or Roth 401ks and IRAs?
Projections are prepared based on your current investments, annual savings, and rates of return, and inflation. "What if" like if I save more or retire sooner are easy to illustrate.
Retirement Income Plan
Will your money last as long as you live? Are you withdrawing from the right accounts?
Projection is based on your pension and social security income, current investments, withdrawal needs, rates of return,and inflation. Specific recommendations are made on how to handle your cash flow from various sources in retirement, which kind of accounts to draw from first, and how to make your savings last.
The old definitions of retirement are changing. So are approaches to retirement investing. Instead of turning your savings into just a draw down plan on the day you retire, research shows that you will need to actively invest throughout your retirement.
You May Call Us With Any Financial Questions
If you have financial questions, please call us at no extra charge.We have an open door policy and can answer your questions about most financial planning topics. Denise will always be thoughtful and take a holistic approach to all your financial planning.