CPA and Certified Financial Planner

Denise Smith, CPA, CFP®
 
    Professional certifications
    Certified Public Accountant – Since 1988
    Certified Financial Planner – Since 1991
    Fee-only NAPFA Registered Investment Adviser – Since 1995
 
    Education
University of Wyoming Bachelors of Science in Accounting - 1988
40 hours of continuing education each year - 1988-Present
 
    Financial Work Experience
    Financial Planning Office   1994-present
    American Express Financial Advisers   1991-1994
    Certified Public Accounting firms   1988-1991.
 
    Teaching\Seminars\Speaker
    Non-credit financial classes for University of Utah
 University of Wyoming
    Financial Planning Association
    Salt Lake Estate Planning Council
Various civic organizations
 
Quoted and Interviewed
Wall Street Journal
Bloomberg
KUER, KCPW
Deseret News
 
Community service
Many church and civic responsibilities over the past 25 years including:
Primary Children’s Hospital, Salt Lake Estate Planning Council,
Salt Lake Figure Skating Club, Boy Scouts of America,
CampFire Girls, and Laramie Soup Kitchen.
 
Personal
Denise lives in Salt Lake City with her husband and one remaining teenager.
  She enjoys gardening, reading, and visiting children that live out of state.
 Their family loves to travel and have recently visited China and Myanmar (Burma).
                            
    
What does NEWSWEEK say about selecting a financial advisor?
 
“There are more than 600,000 investment advisers in the United States.  How do you pick the one who’s right for you?   Here’s what to look for…
  • The most selective credential is membership in the National Association of Personal Financial Advisers (napfa.org)…
  • The most widely held credential in the business is Certified Financial Planner (CFP)…
  • Another possibility, Certified Public Accountants...
  • Look for full service advisers who keep the number of clients under 100 …
  • Finally ask about fees… you’re paying for more than just a reasurring voice on the other end of the line.  It’s your job to make sure you get it."            

                                                        Newsweek April 1, 2002

        
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